The Value of Homeownership vs Renting

Why do people buy a home?       Besides the emotional reasons that people buy homes, like achieving the American Dream or joining the seemingly exclusive club that feels out of reach for so many, there are many good, logical reasons to buy a home if you can afford one...       Appreciation. Do you k

The Power of Compound Interest

"Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn't, pays it." - Albert Einstein       This isn't a complicated topic, but so many people don't apply this knowledge.       When buying a home, you not only have the opportunity to take advantage of com

To Leverage or Not to Leverage?

High risk = high reward. Generally, leverage is considered to be risky, but how sweet is its reward? Let's take a look at how leverage affects the return on a real estate investment, so we can adequately assess whether that risk is worth taking.       Let's take the following example and break it up

VA Loans

What do you know about VA loans? Here's some info to make you dangerous!       Compared to other loan products, VA loans are the best on the market in many ways. Here are some great features:   0% down minimum Financeable funding fee Up to 4% of loan amount in seller credits No PMI Can go over 50% D